Credit Confidence: What You Need to Know Before You Borrow

Whether you are planning to buy your first home, apply for a car loan, or simply want to take control of your financial future, understanding your credit is essential. This informative session will break down the basics of establishing and maintaining a strong credit score, how your score directly impacts your borrowing power, and what lenders look for when approving loans—especially for first-time homeowners.

You will also gain insights into how smart budgeting and responsible borrowing can open doors to better interest rates and long-term financial stability.

This young professionals workshop will leave with actionable tips on building credit, avoiding common pitfalls, and confidently preparing for one of life’s biggest milestones: homeownership.